Pay In

Make payments for your online purchases in an easy and secure way with Simpaisa. Offering almost every payment channel, so you don’t have to resort to traditional checkout methods.

Our financial services cover charging via Mobile Wallets, Card, IBFT, Direct Carrier Billing, and OTC.

Simpaisa is in compliance with the International Security Standards.

What do we have?

  • A user-friendly portal dedicated to Merchants
  • Secure Checkout Process
  • 24/7 client support
  • Open APIs for all the platforms
  • CReal-time refund and reversal APIs
  • Real-time refund and reversal APIs

Payment through Mobile Account

The process is simple, the customer has to enter their mobile account number and wait for the confirmation SMS. They can then confirm the transaction by entering their Mobile Account PIN.

The journey with us is as follows:

The customer visits an online store.

The customer visits an online store.

The customer will now enter their Mobile Account Number.

The customer will now enter their Mobile Account Number.

The customer will receive a confirmation via SMS.

The online seller receives the go-ahead and ships the product to the customer.

Payment through Debit/Credit Card

Simpaisa provides both local and international debit/credit cards with 3D security to make digital payments.

The journey with us when choosing to pay through a Debit/Credit Card will look like this.:

The customer visits an online store.

At checkout, the customer chooses to pay through their Debit/Credit Card.

The customer will now enter their Debit/Credit details.

The customer will then authorize the transaction by following the instructed verification method.

The customer will receive a confirmation via SMS.

The online seller receives the go-ahead and ships the product to the customer.

Payment through OTC

Payment through vouchers involves retailers. When the customer selects payment through voucher, they receive a voucher number on their number through SMS.

They can then go to any retail outlet to pay.

The customer visits an online store.

At checkout, the customer chooses to pay through Retail Agent.

The customer will then receive their voucher through SMS and on the webpage.

The customer will then visit their nearest retailer to complete the payment.

The retailer receives the money from the customer. The customer will then receive payment confirmation via SMS.

The online seller receives the go-ahead and ships the product to the customer.

Payment through Push IBFT

The journey when choosing to pay through internet banking is what we already are familiar with. The customer will receive the voucher code through SMS, the customer can then sign in to their relevant partner bank account to pay the bill.

The customer visits an online store.

At checkout, the customer chooses to pay through push IBFT.

The customer will then choose their relevant e-banking portal to complete the payment against the voucher.

The customer will then receive the payment confirmation via SMS.

The online seller receives the go-ahead and ships the product to the customer.

Payment through Pull IBFT

The journey when choosing to pay through internet banking is what we already are familiar with. The customer will enter their bank account details to complete the payment without re-direction.

The customer visits an online store.

At checkout, the customer chooses to pay through pull IBFT.

The customer will then enter their bank account details to complete the payment.

The customer will then receive the payment confirmation via SMS.

The online seller receives the go-ahead and ships the product to the customer.